Your first question upon seeing the title might be: “Can a debt collector sue me?” Sadly, you can be sued by your collector. Unfortunately, a debt collection lawsuit is one of the most intimidating things that could happen to you. As always, you should not deal with it alone. Make sure to hire the most reputable bankruptcy attorney office in Los Angeles to help you navigate in this situation.
Bankruptcy Attorney Office in Los Angeles to Prevent You from Committing Mistakes
If your debt collector sues you, you must respond to it. Indeed, you can respond personally. However, it is not the most ideal thing to do. Instead, call our lawyer right away so you will know what to do. Keep in mind that responding to the lawsuit must be done by the date written in the court papers.
Your debt collector will need to prove that your debt is valid. On the other hand, if you fail to respond, the court will issue a judgment as requested in the lawsuit.
Can I Just Refuse to Accept Delivery of the Lawsuit
Some people do this kind of thing. But it is not a good idea. In fact, it is the worst mistake you could make if you do such a thing. Keep in mind that the lawsuit cannot be stopped just by refusing to accept its delivery.
If you do refuse it, you are ignoring the lawsuit and the court will consider it as being properly serviced. Ignoring a court action will only validate the debt collector’s claims. Furthermore, the court will charge you additional fees to cover the expenses of collection. These fees will also pay for attorney fees and interest.
Any judgment will give debt collector useful tools in collecting debt from you. Your creditor can strip your wages or freeze your funds in your bank account. They can also put a lien against your property
Now, if you still ignore it and the court place judgment against you, you can no longer dispute that you owe your creditors. Keep in mind that any judgment cannot be changed. Only the court can do it. And it is quite challenging to change the judgment.
For that reason, you must act swiftly after you are served with a summons and complaint. Contact our bankruptcy attorney immediately to know what your options are. Attorney Karine Karadjian will create a plan to respond to the lawsuit. She will represent you as you fight against your debt collector in court.
It is not easy to be sued. What’s more difficult if your creditors will have the ability to garnish your wages or move all of your funds from your bank account. You will be left with nothing to hold on to. Your family will be greatly affected.
But do not wait for it to become worse. You can still fight as long as you have someone you can trust to work with you by your side. Allow our bankruptcy attorney office in Los Angeles to represent you. Give us a call for a free consultation today: (949) 565-4707 or (818) 960-6460.