As the number of people who have had to file bankruptcy has grown, so has the popularity of paralegals or other non-attorney bankruptcy “petition preparers” who charge a fee in order to prepare a bankruptcy petition for a client. Often these non-attorneys market their services and typing services or petition preparing services. They lure clients…
One of the most important steps in filing for Chapter 7 bankruptcy or Chapter 13 bankruptcy is making sure that you’ve found the right lawyer. You can schedule a free initial consultation so that you can find out more about your options before you make a decision on hiring a lawyer. Whether you’re making calls…
Imagine that the moment you file a bankruptcy petition a large wall comes crashing down surrounding you and all of your assets. Next, imagine that all your creditors are stuck outside of this wall. Well, that is exactly what happens when you file a bankruptcy case, with a few exceptions. That wall is called the…
Did you know that filing a Chapter 7 bankruptcy can help you remove a recorded lien from your home? We often encounter prospective clients who were sued by their credit card companies or other collectors. If a creditor obtains a judgment against you, it can record a lien and create an encumbrance against your property….
A concern which often comes up when considering Chapter 7 bankruptcy is that it will affect one’s credit negatively and make it difficult to rebuild credit. If you are considering bankruptcy because you are behind on your credit card or medical bills, chances are your credit report has already been negatively impacted. While filing bankruptcy…
One of the most common misconceptions about bankruptcy is that people think they cannot keep any of their assets if they file for a Chapter 7 Bankruptcy. California law has certain exemptions that allow us to protect your assets in most cases. We will need to evaluate your specific assets on a case-by-case basis in…
Are you struggling to pay off older tax debt? A Chapter 7 bankruptcy may provide you with relief and eliminate your tax debt. While most taxes are usually considered nondischargeable, there are certain criteria which may enable you to discharge your liability on tax debt. The taxes had to have been income-based, due at least…