Debt is something that millions of Americans have been dealing with for many years now. When the economy took its downturn years back and many people lost their jobs and their homes, they turned to credit cards and personal loans to make ends meet. However, these loans came at a hefty price in terms of…
Falling behind on your bills and struggling with payments is a difficult hole to work yourself out of. You struggle each and every day to pay all of your creditors but you never seem to be making any headway and things just keep getting worse for you. You have fears every time the phone rings,…
Why do you really need a bankruptcy lawyer in Van Nuys, CA? It is all too easy to lose control of your debts, and find yourself facing creditors who are demanding immediate payment, or debt collection agencies who are threatening you with legal action and (illegally) arrest. Without legal help or knowledge of your rights,…
The majority of bankruptcy cases that are filed in the United States generally fall within the realm of Chapter 7 or Chapter 13 bankruptcy. Whether you need a Chapter 7 or Chapter 13 Bankruptcy case depends on several factors like your debts, assets, income and financial goals for the future. This article will provide a…
As the number of people who have had to file bankruptcy has grown, so has the popularity of paralegals or other non-attorney bankruptcy “petition preparers” who charge a fee in order to prepare a bankruptcy petition for a client. Often these non-attorneys market their services and typing services or petition preparing services. They lure clients…
One of the most important steps in filing for Chapter 7 bankruptcy or Chapter 13 bankruptcy is making sure that you’ve found the right lawyer. You can schedule a free initial consultation so that you can find out more about your options before you make a decision on hiring a lawyer. Whether you’re making calls…
Imagine that the moment you file a bankruptcy petition a large wall comes crashing down surrounding you and all of your assets. Next, imagine that all your creditors are stuck outside of this wall. Well, that is exactly what happens when you file a bankruptcy case, with a few exceptions. That wall is called the…
Did you know that filing a Chapter 7 bankruptcy can help you remove a recorded lien from your home? We often encounter prospective clients who were sued by their credit card companies or other collectors. If a creditor obtains a judgment against you, it can record a lien and create an encumbrance against your property….
A concern which often comes up when considering Chapter 7 bankruptcy is that it will affect one’s credit negatively and make it difficult to rebuild credit. If you are considering bankruptcy because you are behind on your credit card or medical bills, chances are your credit report has already been negatively impacted. While filing bankruptcy…
One of the most common misconceptions about bankruptcy is that people think they cannot keep any of their assets if they file for a Chapter 7 Bankruptcy. California law has certain exemptions that allow us to protect your assets in most cases. We will need to evaluate your specific assets on a case-by-case basis in…