A growing number of Americans are struggling with debt problems, trying to find a solution to mounting bills including mortgages, medical bills and utilities, and trying to stay on top of all of these without taking out even more debt. When you are in this situation, finding a solution can seem nearly impossible, and as you look at the increasingly harsh letters from your creditors, you may wonder what can be done about this issue. In these cases, you may find that a reasonable solution is to contact a Chapter 13 bankruptcy lawyer in Irvine to help you negotiate your debt.
What Is Chapter 13 Bankruptcy?
You may have spoken to lawyers in the past who have recommended a chapter 13 bankruptcy. This is a filing for bankruptcy where you are given the chance to turn your solid debt into more manageable repayments. The chapter 13 gives you some protection from collectors, allowing you to prevent continued harassment from letters and phone calls designed to cause you anxiety. Once you have taken out the chapter 13, you can then proceed with a restructured payment plan which is better suited to your current finances, and will allow you to pay back your debt at a more reasonable pace.
You Need an Expert Lawyer
You cannot expect to be able to pay back this debt on your own, and this is why you need the assistance of a specialist lawyer with experience in filing chapter 13 bankruptcy cases. You need to find someone with the knowledge of current bankruptcy cases, who is prepared to take your case and work with you to find a solution to your problems. Working with our team can help you to discover how to resolve your debt problems using a chapter 13 bankruptcy petition. Finding the right bankruptcy attorney office in Irvine begins with KE Law Firm.
We Can Help You Resolve Debt
At Karine Karadjian, we can give you the information that you need to successfully file for this type of bankruptcy, and take steps to ease your debt. If you are looking for a way out of long-term debt, and need help with resolving that issue, then talk to our specialist Chapter 13 bankruptcy lawyer in Los Angeles today to prevent more harassing calls and increasing debt. We can help you with these circumstances by resolving debt now; just reach out to us today by calling (949) 565-4707, or emailing us at firstname.lastname@example.org now.